Good Afternoon,

       I recently submitted my information to Homes For Heroes.  I
was immediately contacted by Sam Cachola and John Serediuk.  I have
very special circumstances that require a great deal of attention.  I
have not had very much luck getting help from anyone until I was
directly contacted by these gentlemen.  They are very personable and
extremely helpful.  Even though at the current moment I am unable to
purchase a home, they are still dedicated to helping my family and I
tackle the various credit issues we are facing at this time.  Words
cannot describe how pleased I am with the service I have received.

       I will recommend your organization to any veteran that needs
help or is interested in purchasing a home in the future.  Thank you
for your time.

Respectfully Submitted,
Michael J. Packard